Additional Resources
AnnualCreditReport.com
If you have been denied credit or if you reside in particular states, you are entitled to a free credit report once every 12 months. This site will help you request your credit report. Your credit score is a number between 300 and 850 that lenders use to decide whether to give you credit and at what cost.
Contact information:
https://www.annualcreditreport.com
Equifax
One of three nationwide credit reporting companies. You can request your credit report for a small fee.
Contact information:
www.equifax.com
Experian
One of three nationwide credit reporting companies. You can request your credit report for a small fee.
Contact information:
www.experian.com.
Financial Education Classes
Education to enhance financial security in later life is available through the Cooperative Extension Service. For course information and a catalog visit their website.
Contact information:
www.extension.umn.edu
IRS
Search the IRS website to learn more about the new IRA withdrawal rules and other important tax-related issues.
Contact information:
www.irs.gov
Mapping Your Retirement
Mapping Your Retirement helps you plan a retirement based on your values, interests, and resources. The guide provides information and worksheets on three critical elements of a meaningful retirement: Living Your Life, Maintaining Your Health, and Managing Your Money.
Contact information:
www.mappingyourretirement.org
MinnesotaHelp.Info
MinnesotaHelp.info is an online directory of services designed to help people in Minnesota find human services, information and referral, financial assistance, and other forms of help. It is rich in resource information for seniors and their caregivers; people with disabilities and their caregivers; parents and families; and low income people.
Contact information:
www.minnesotahelp.info
Minnesota's Health Care Programs
The State of Minnesota site regarding medical assistance programs.
Contact information:
www.dhs.state.mn.us/main/idcplg?IdcService=GET_DYNAMIC_CONVERSION&RevisionSelectionMethod=LatestReleased&dDocName=id_006260
National Committee to Preserve Social Security and Medicare, The
The National Committee to Preserve Social Security and Medicare was founded in 1982 to serve as an advocate for the landmark federal programs of Social Security and Medicare and for all Americans who seek a healthy, productive and secure retirement.
Contact information:
www.ncpssm.org/
Social Security Administration Guide to Benefits
A guide to thinking about your social security benefits, including how to calculate how much you will receive.
Contact information:
www.ssa.gov/retire2/
Take the Road to Financial Security in Later Life
Curriculum with handouts for individuals to understand the risks of financial insecurity in later life, encourage planning ahead to deal with normal later life events, identify specific action steps to help protect financial security, and discover resources to help make decisions. All materials can be printed out from the curriculum developed by U of MN Assoc Prof Marlene Stum and a national team of Extension Service Educators.
Contact information:
fsos.cehd.umn.edu/projects/fsll.html
TransUnion
One of three nationwide credit reporting companies. You can request your credit report for a small fee.
Contact information:
www.transunion.com
Veterans Administration
An organization dedicated to assisting veterans and their dependents in applying and receiving Veteran's Administration benefits and healthcare, as well as possible State benefits.
Contact information:
www.va.gov